Personal Insurance

Tomco Insurance provides a full line of personal insurance products including:

• Homeowners/Renters
• Personal Article Floaters
• Personal Auto
• Motorcycle
• Boats
• Recreational Vehicles
• Umbrella
• Dwelling Fire-Vacant & Tenant Occupied
• Flood
• Farms
• Special Events
• Workers Compensation
• Life/Health/Disability/Long Term Care

We ask the kinds of questions that ensure proper protection while keeping the costs as low as possible. These questions include:

• Do you carry sufficient limits of liability against law suits?
• Do your uninsured motorist limits equal the bodily injury and property damage limits?
• Does your current automobile policy provide credits for the use of higher comprehensive and collision deductibles for cost savings?
• Does your current homeowners policy provide increased coverage for itemized and non-itemized personal articles such as jewelry, silverware, furs, antiques, coin, stamps, cameras, guns, china, crystal and fine arts?
• Does your current policy provide coverage for personal computers (including business use) in your home?
• Do you carry an umbrella policy and does it provide world-wide protection?
• Does your current coverage have credit card payment options?
• Do you have 24/7 claim reporting?
• Workers Compensation?